Shore Bancshares, Inc., operates as the holding company for The Centreville National Bank of Maryland; The Talbot Bank of Easton, Maryland; and The Felton Bank, which provide various commercial and consumer banking products and services in Maryland and Delaware. The company offers various deposit products, including checking, savings, money market accounts, regular and IRA certificates of deposit, and Christmas savings accounts. Its loan portfolio includes mortgage, home equity, automobile, marine, and installment loans, as well as other secured and unsecured personal lines of credit, commercial mortgages, real estate development loans, and equipment and operating loans, as well as secured and unsecured lines of credit, credit cards, accounts receivable financing arrangements, and merchant card services. In addition, the company offers merchant credit card clearing services; direct deposit of payroll, Internet banking, and telephone banking services; safe deposit boxes; debit cards; and automatic teller machine (ATMs) services. Further, it provides nondeposit products, such as mutual funds and annuities, and discount brokerage services; and trust, asset management, and financial planning services. The company also insurance products and services, such as property and casualty, life, marine, individual health, and long term care insurance. As of December 31, 2007, it operated 17 full service branches and 21 ATMs in Kent, Queen Anne�s, Talbot, Caroline, Talbot, and Dorchester in Maryland, as well as in Kent County, Delaware. The company was founded in 1876 and is based in Easton, Maryland.